For a long time, I’m still confused over the best insurance for me. Honestly, my fear is already happening. We stop paying the policy we purchase since we ran out of budget. The move here takes a toll in our finances that leave us with little choice. We have to give it up for the moment until hubby finds some work. I’m just not sure what will happen to the money we already paid. We still have to follow up on that.

Anyway, I’m already considering term life insurance after I received term life insurance quotes. Apparently the quotes show that it is much affordable than whole life insurance. This gives me the hope that we can be ensured even if we are low on budget.

But, there is a little issue that I don’t like. Term life policies offer death benefits only, so if you die, you win (so to speak). If you live past the length of the policy, you (or, more specifically, your family members) get no money back. What if something happens four months after the policy? That’s the reason I really need to think many times before purchasing a policy again.

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